…A proverb which is deep but only hits when you experience ‘life’ or you witness someone who had a good standing financially, socially and psychologically hit rock bottom to the amazement of all. With champagne appetite and beer budget, some people ‘start feeling rich’ when money drops into their account (monies they’ve worked hard to earn), they forget it can rain in a second – then you’ll find them wanting.

It’s good to treat yourself – why are you working in the first place but….the big BUT – what if situations change? Do you have a little or enough to carry you until things work out? If you’re lucky enough to ‘have people on standby’ to bail you out all the time – good for you but for how long will they be willing to clean up your mess?

We don’t have to hit it big before we start making our hay. The truth of the matter is if we can’t do it if we have a little, we won’t do it if we hit the jackpot.

We find it very convenient to blame others for abandoning us when the going gets tough and these people we blame are not the architects of our problems even if they enjoyed in our wealth. Some people are not very kind and generous to others who have been to them. They are the type who wants to get rich before giving/being generous. You can’t rely on them in time of need.

Ask anyone who has been rich before and they’ll tell you how degrading it is when you have to wait on someone hand and foot before you can eat. Life can’t be consistent all the time but when things get hard and you can keep afloat – you manage with your dignity intact. See how some ‘celebrities’ end up…very sad.

Success is not inherited so if you inherit or waiting to inherit your parents wealth when they are no more; you can end up broke especially if you don’t know how to manage. You may know how to manage but you need to make the hay while your inheritance is shining. You learn how to increase what your parents left and not to increase ‘friends and choppers’ to assist you raze down what they struggled to build for years.

We must make our hay while the sun is shining because our parents, the sugar mummies/daddies will not be there forever, your job will not be there forever (because mind you, having a job is not an asset; owning one is) and the forever generous boyfriend/girlfriend will not be there forever. You walk this life and journey alone, you’ll meet people along but at the end of the day, it’s you alone.

We shouldn’t look back at how we squandered in our youth and regret how we’re in penury in old age complaining everyone has deserted us. Chop time, there is a friend – broke time…… (Fill in the blanks).

Let me look for my piggy bank and start saving!