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The Grand Recruitment Agency Scam in Ghana—Why Are Recruitment Agencies Allowed to Charge Non-refundable Registration Fees from Job Seekers?

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Ghana is a roguish country: recently, my friend told me about how she had to pay a huge amount of money ahead of a loan she was seeking. She paid about 25% of the loan amount she was seeking, to the savings and loans’ company she was seeking the loan from before her application was even assessed.
I didn’t understand it then and still do not. Why must anyone pay money to a company the same person is asking for a loan from? And this payment must be made before the loan application is even assessed.
Of course, desperate people will make these payments without hesitation. And it’s not only those in need of loans that are being exploited in Ghana, it’s worse for those seeking for employment.
Until recently, I did not know that Recruitment Agencies in Ghana charge job seekers certain amount of money, termed registration fee—and this amount can be as much as 600 GHS (over 100 pounds).
Unfortunately, this registration fee is not refundable which simply means that either the Agency is able to help you find a job or not, you wouldn’t ever get that money back.
That’s a broad day scam; because all a person has to do is to register a Recruitment Agency and advertise for job seekers to come and register—and then take their registration fees and refuse to provide any employment for them.

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